Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Lendrue - Your Trusted Partner for Mortgage Refinance and New Home Purchase
Located at 390 Park Street, Suite #496, Birmingham, MI 48009, Lendrue stands as a dedicated resource for homeowners and aspiring buyers in our community. We specialize in providing expert guidance and tailored solutions for two fundamental financial services: mortgage refinancing and new home purchase loans.
For residents seeking to potentially lower their monthly payments, secure a more favorable interest rate, or obtain funds for home improvements, our refinancing services are designed to simplify the process. We understand that navigating the complexities of refinancing can be daunting, which is why we offer personalized assistance. Our team is committed to analyzing your current mortgage, exploring available market rates, and guiding you through the refinancing steps specific to your financial goals and the Birmingham, MI market.
Furthermore, for those ready to take the significant step of purchasing a new home, Lendrue provides comprehensive mortgage solutions. We assist Birmingham homeowners in securing competitive interest rates and finding the right loan program to fit their unique circumstances. Whether you are a first-time homebuyer or looking to upgrade your current property, our expertise helps translate your dream into reality, making the path to homeownership smoother and more achievable.
Operating from our Birmingham location, we focus exclusively on serving the needs of our local community. We pride ourselves on building lasting relationships with our clients, ensuring transparency, and providing clear communication throughout the mortgage process. Our goal is to empower you with the knowledge and support needed to make informed decisions about your largest financial investment.
Choosing Lendrue means choosing a local partner with a focus on the specific needs of Birmingham, MI residents. We are committed to excellence in service and integrity in every transaction. We invite you to explore how our services can benefit you.
For detailed information about our mortgage options or to schedule a consultation, please visit our website at https://lendrue.com/ or call us directly at 833-581-1144.
Frequently Asked Questions (FAQs)
1. Q: What types of mortgage refinancing services do you offer at 390 Park Street in Birmingham, MI?
A: At our Birmingham location, we offer various refinancing options, including rate-and-term refinancing to lower your interest rate or monthly payment, cash-out refinancing to access your home's equity for other financial goals, and potentially other specialized programs depending on market availability and your specific situation.
2. Q: How long does the mortgage application process typically take from start to finish for a new home purchase in Birmingham?
A: The timeline for obtaining a mortgage approval can vary based on factors like the completeness of your application, the lender's processing speed, and the specific loan program. Generally, a thorough application process might take several weeks, but we work efficiently to help you navigate the steps towards securing your new home loan.
3. Q: Do you provide mortgage services specifically for first-time homebuyers in the Birmingham area?
A: Yes, we understand that first-time homebuyers have unique needs. We can guide you through first-time buyer programs, down payment assistance options available in Michigan, and the general mortgage application process tailored for those entering the market for the first time.
4. Q: What is the minimum credit score required to qualify for a mortgage through Lendrue in Birmingham?
A: Minimum credit score requirements can vary significantly depending on the type of loan program you choose (e.g., FHA, conventional, VA, USDA). While some government-backed loans may accept lower scores, typically, a credit score of 620 or higher is often preferred for conventional financing. We can review your specific credit profile and discuss options suitable for your credit situation.
5. Q: Can I get pre-approved for a mortgage before starting my home search in Birmingham, MI?
A: Absolutely. Pre-approval is a crucial first step in your home buying journey. We can perform a preliminary review of your financial information to determine your potential borrowing power and provide you with a pre-approval letter. This strengthens your position when making offers on Birmingham properties and helps you understand your budget.